Call reports 2004
LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION — 2004
What LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 88,974,000 | 101,426,000 | 103,113,000 | 108,440,000 |
| Total loans | 71,314,000 | 78,916,000 | 87,647,000 | 92,221,000 |
| Allowance for loan losses | 703,000 | 782,000 | 875,000 | 894,000 |
| Securities available for sale | 11,532,000 | 11,325,000 | 10,403,000 | 9,867,000 |
| Securities held to maturity | 18,000 | 17,000 | 17,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,337,000 | 88,112,000 | 89,217,000 | 94,034,000 |
| Interest-bearing deposits | 65,657,000 | 74,050,000 | 76,961,000 | 80,700,000 |
| Noninterest-bearing deposits | 11,680,000 | 14,062,000 | 12,256,000 | 13,334,000 |
| Equity capital | 7,144,000 | 9,871,000 | 9,982,000 | 10,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,843,000 | 4,507,000 | 6,210,000 |
| Interest expense | 368,000 | 764,000 | 1,210,000 | 1,686,000 |
| Net interest income | 1,044,000 | 2,079,000 | 3,297,000 | 4,524,000 |
| Noninterest income | 218,000 | 476,000 | 627,000 | 754,000 |
| Noninterest expense | 812,000 | 1,602,000 | 2,461,000 | 3,346,000 |
| Provision for loan losses | 19,000 | 115,000 | 215,000 | 241,000 |
| Pretax income | 445,000 | 852,000 | 1,262,000 | 1,705,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 0 |
| Net income | 441,000 | 848,000 | 1,258,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,015,000 | 9,740,000 | 9,974,000 | 10,059,000 |
| Total capital | 7,717,000 | 10,522,000 | 10,849,000 | 10,953,000 |
| Risk-weighted assets | 69,345,000 | 78,849,000 | 83,175,000 | 89,382,000 |