Call reports 2003
LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION — 2003
What LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 81,112,000 | 84,353,000 | 86,576,000 | 91,200,000 |
| Total loans | 62,513,000 | 62,226,000 | 64,773,000 | 70,805,000 |
| Allowance for loan losses | 613,000 | 610,000 | 634,000 | 681,000 |
| Securities available for sale | 10,458,000 | 9,793,000 | 13,968,000 | 13,187,000 |
| Securities held to maturity | 287,000 | 287,000 | 26,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,671,000 | 75,291,000 | 77,419,000 | 79,059,000 |
| Interest-bearing deposits | 63,397,000 | 64,277,000 | 65,155,000 | 65,666,000 |
| Noninterest-bearing deposits | 9,274,000 | 11,014,000 | 12,264,000 | 13,393,000 |
| Equity capital | 5,760,000 | 6,316,000 | 6,537,000 | 6,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,754,000 | 4,039,000 | 5,340,000 |
| Interest expense | 395,000 | 785,000 | 1,171,000 | 1,541,000 |
| Net interest income | 907,000 | 1,969,000 | 2,868,000 | 3,799,000 |
| Noninterest income | 166,000 | 491,000 | 754,000 | 1,000,000 |
| Noninterest expense | 775,000 | 1,448,000 | 2,160,000 | 2,914,000 |
| Provision for loan losses | 43,000 | 162,000 | 194,000 | 235,000 |
| Pretax income | 255,000 | 850,000 | 1,268,000 | 1,650,000 |
| Income tax | 183,000 | 183,000 | 182,000 | 183,000 |
| Net income | 72,000 | 667,000 | 1,086,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,662,000 | 6,188,000 | 6,471,000 | 6,640,000 |
| Total capital | 6,275,000 | 6,798,000 | 7,105,000 | 7,321,000 |
| Risk-weighted assets | 62,606,000 | 63,505,000 | 64,383,000 | 67,987,000 |