Call reports 2002
LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION — 2002
What LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,904,000 | 72,732,000 | 75,017,000 | 76,789,000 |
| Total loans | 48,865,000 | 53,234,000 | 54,773,000 | 57,878,000 |
| Allowance for loan losses | 480,000 | 525,000 | 536,000 | 573,000 |
| Securities available for sale | 11,676,000 | 9,552,000 | 10,917,000 | 11,831,000 |
| Securities held to maturity | 317,000 | 316,000 | 313,000 | 313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,208,000 | 66,156,000 | 66,743,000 | 68,229,000 |
| Interest-bearing deposits | 53,579,000 | 56,065,000 | 56,072,000 | 58,762,000 |
| Noninterest-bearing deposits | 9,629,000 | 10,090,000 | 10,671,000 | 9,467,000 |
| Equity capital | 4,902,000 | 4,895,000 | 5,313,000 | 5,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,378,000 | 3,699,000 | 5,006,000 |
| Interest expense | 431,000 | 853,000 | 1,305,000 | 1,728,000 |
| Net interest income | 731,000 | 1,525,000 | 2,394,000 | 3,278,000 |
| Noninterest income | 99,000 | 246,000 | 455,000 | 638,000 |
| Noninterest expense | 628,000 | 1,245,000 | 1,938,000 | 2,709,000 |
| Provision for loan losses | 0 | 45,000 | 53,000 | 89,000 |
| Pretax income | 202,000 | 477,000 | 854,000 | 1,114,000 |
| Income tax | 73,000 | 172,000 | 312,000 | 413,000 |
| Net income | 129,000 | 305,000 | 542,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,894,000 | 4,847,000 | 5,283,000 | 5,591,000 |
| Total capital | 5,374,000 | 5,372,000 | 5,819,000 | 6,164,000 |
| Risk-weighted assets | 50,814,000 | 53,174,000 | 55,681,000 | 57,829,000 |