Call reports 2021
WINDSOR FEDERAL BANK — 2021
What WINDSOR FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 698,205,000 | 707,426,000 | 708,442,000 | 739,576,000 |
| Total loans | 477,533,000 | 467,951,000 | 480,696,000 | 481,308,000 |
| Allowance for loan losses | 3,744,000 | 3,749,000 | 3,752,000 | 3,866,000 |
| Securities available for sale | 91,517,000 | 114,643,000 | 123,057,000 | 139,693,000 |
| Securities held to maturity | 93,000 | 83,000 | 67,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,521,000 | 623,321,000 | 622,464,000 | 651,942,000 |
| Interest-bearing deposits | 401,263,000 | 419,396,000 | 415,547,000 | 435,621,000 |
| Noninterest-bearing deposits | 212,258,000 | 203,925,000 | 206,917,000 | 216,321,000 |
| Equity capital | 68,992,000 | 69,882,000 | 70,689,000 | 70,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,113,000 | 10,297,000 | 15,697,000 | 20,997,000 |
| Interest expense | 226,000 | 412,000 | 582,000 | 740,000 |
| Net interest income | 4,887,000 | 9,885,000 | 15,115,000 | 20,257,000 |
| Noninterest income | 520,000 | 1,089,000 | 1,678,000 | 2,254,000 |
| Noninterest expense | 4,370,000 | 8,628,000 | 12,992,000 | 17,465,000 |
| Provision for loan losses | 2,000 | 3,000 | 7,000 | 86,000 |
| Pretax income | 1,035,000 | 2,343,000 | 3,794,000 | 4,960,000 |
| Income tax | 184,000 | 433,000 | 706,000 | 915,000 |
| Net income | 851,000 | 1,910,000 | 3,088,000 | 4,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,666,000 | 68,725,000 | 69,903,000 | 70,861,000 |