Call reports 2020
WINDSOR FEDERAL BANK — 2020
What WINDSOR FEDERAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 557,048,000 | 673,161,000 | 647,195,000 | 655,774,000 |
| Total loans | 410,454,000 | 476,231,000 | 479,477,000 | 463,962,000 |
| Allowance for loan losses | 3,466,000 | 3,671,000 | 3,777,000 | 3,745,000 |
| Securities available for sale | 86,721,000 | 86,129,000 | 75,663,000 | 72,799,000 |
| Securities held to maturity | 148,000 | 128,000 | 115,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,766,000 | 590,163,000 | 563,092,000 | 570,953,000 |
| Interest-bearing deposits | 351,535,000 | 397,529,000 | 385,536,000 | 386,057,000 |
| Noninterest-bearing deposits | 125,231,000 | 192,634,000 | 177,556,000 | 184,896,000 |
| Equity capital | 66,175,000 | 67,011,000 | 67,814,000 | 68,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,991,000 | 10,138,000 | 15,235,000 | 20,591,000 |
| Interest expense | 622,000 | 1,158,000 | 1,635,000 | 1,921,000 |
| Net interest income | 4,369,000 | 8,980,000 | 13,600,000 | 18,670,000 |
| Noninterest income | 560,000 | 1,035,000 | 1,566,000 | 2,089,000 |
| Noninterest expense | 3,788,000 | 7,555,000 | 11,342,000 | 15,483,000 |
| Provision for loan losses | 205,000 | 411,000 | 520,000 | 523,000 |
| Pretax income | 936,000 | 2,049,000 | 3,304,000 | 4,753,000 |
| Income tax | 160,000 | 363,000 | 602,000 | 872,000 |
| Net income | 776,000 | 1,686,000 | 2,702,000 | 3,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,706,000 | 64,621,000 | 65,636,000 | 66,815,000 |