Call reports 2018
WINDSOR FEDERAL BANK — 2018
What WINDSOR FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 479,897,000 | 487,528,000 | 495,769,000 | 514,545,000 |
| Total loans | 361,326,000 | 366,931,000 | 376,163,000 | 388,361,000 |
| Allowance for loan losses | 3,026,000 | 3,027,000 | 3,030,000 | 3,102,000 |
| Securities available for sale | 88,217,000 | 90,654,000 | 89,713,000 | 96,629,000 |
| Securities held to maturity | 282,000 | 265,000 | 239,000 | 224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,488,000 | 389,259,000 | 387,470,000 | 414,104,000 |
| Interest-bearing deposits | 282,406,000 | 285,322,000 | 287,275,000 | 309,938,000 |
| Noninterest-bearing deposits | 105,082,000 | 103,937,000 | 100,195,000 | 104,166,000 |
| Equity capital | 54,914,000 | 55,567,000 | 56,146,000 | 57,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,097,000 | 8,279,000 | 12,759,000 | 17,416,000 |
| Interest expense | 252,000 | 554,000 | 1,030,000 | 1,640,000 |
| Net interest income | 3,845,000 | 7,725,000 | 11,729,000 | 15,776,000 |
| Noninterest income | 520,000 | 1,088,000 | 1,648,000 | 2,234,000 |
| Noninterest expense | 3,405,000 | 6,875,000 | 10,212,000 | 13,664,000 |
| Provision for loan losses | 27,000 | 31,000 | 35,000 | 39,000 |
| Pretax income | 933,000 | 1,907,000 | 3,130,000 | 4,307,000 |
| Income tax | 242,000 | 400,000 | 619,000 | 829,000 |
| Net income | 691,000 | 1,507,000 | 2,511,000 | 3,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,381,000 | 57,207,000 | 58,211,000 | 59,178,000 |
| Total capital | 59,454,000 | 60,281,000 | 61,287,000 | 62,311,000 |
| Risk-weighted assets | 369,533,000 | 379,975,000 | 393,225,000 | 398,425,000 |