Call reports 2017
WINDSOR FEDERAL BANK — 2017
What WINDSOR FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 464,782,000 | 461,810,000 | 465,536,000 | 475,297,000 |
| Total loans | 323,890,000 | 335,227,000 | 346,307,000 | 355,884,000 |
| Allowance for loan losses | 3,167,000 | 3,201,000 | 3,176,000 | 3,175,000 |
| Securities available for sale | 94,317,000 | 92,323,000 | 88,575,000 | 90,877,000 |
| Securities held to maturity | 360,000 | 345,000 | 324,000 | 306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,977,000 | 378,943,000 | 366,826,000 | 383,586,000 |
| Interest-bearing deposits | 281,254,000 | 280,432,000 | 272,830,000 | 281,115,000 |
| Noninterest-bearing deposits | 97,723,000 | 98,511,000 | 93,996,000 | 102,471,000 |
| Equity capital | 53,582,000 | 54,937,000 | 55,579,000 | 55,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,706,000 | 7,531,000 | 11,418,000 | 15,419,000 |
| Interest expense | 207,000 | 410,000 | 629,000 | 864,000 |
| Net interest income | 3,499,000 | 7,121,000 | 10,789,000 | 14,555,000 |
| Noninterest income | 499,000 | 1,062,000 | 1,628,000 | 2,173,000 |
| Noninterest expense | 3,154,000 | 6,246,000 | 9,400,000 | 12,647,000 |
| Provision for loan losses | 3,000 | 8,000 | 10,000 | 14,000 |
| Pretax income | 841,000 | 1,929,000 | 3,007,000 | 4,067,000 |
| Income tax | 230,000 | 538,000 | 848,000 | 1,515,000 |
| Net income | 611,000 | 1,391,000 | 2,159,000 | 2,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,683,000 | 54,481,000 | 55,248,000 | 55,689,000 |
| Total capital | 56,897,000 | 57,729,000 | 58,472,000 | 58,912,000 |
| Risk-weighted assets | 334,609,000 | 347,702,000 | 357,766,000 | 366,579,000 |