Call reports 2012
WINDSOR FEDERAL BANK — 2012
What WINDSOR FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 397,907,000 | 393,176,000 | 386,771,000 | 391,350,000 |
| Total loans | 226,755,000 | 230,709,000 | 231,699,000 | 235,949,000 |
| Allowance for loan losses | 3,304,000 | 3,533,000 | 3,437,000 | 3,367,000 |
| Securities available for sale | 128,033,000 | 130,693,000 | 117,029,000 | 104,726,000 |
| Securities held to maturity | 1,145,000 | 1,139,000 | 1,129,000 | 1,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,299,000 | 313,096,000 | 306,185,000 | 312,531,000 |
| Interest-bearing deposits | 261,584,000 | 261,039,000 | 256,458,000 | 261,760,000 |
| Noninterest-bearing deposits | 52,715,000 | 52,057,000 | 49,727,000 | 50,771,000 |
| Equity capital | 43,115,000 | 43,971,000 | 44,957,000 | 45,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,597,000 | 7,085,000 | 10,494,000 | 13,776,000 |
| Interest expense | 556,000 | 1,047,000 | 1,490,000 | 1,917,000 |
| Net interest income | 3,041,000 | 6,038,000 | 9,004,000 | 11,859,000 |
| Noninterest income | 702,000 | 1,467,000 | 2,263,000 | 3,111,000 |
| Noninterest expense | 2,634,000 | 4,954,000 | 7,527,000 | 9,959,000 |
| Provision for loan losses | 80,000 | 446,000 | 496,000 | 511,000 |
| Pretax income | 1,029,000 | 2,105,000 | 3,244,000 | 4,500,000 |
| Income tax | 348,000 | 728,000 | 1,124,000 | 1,570,000 |
| Net income | 681,000 | 1,377,000 | 2,120,000 | 2,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,670,000 | 41,433,000 | 42,228,000 | 43,075,000 |
| Total capital | 43,513,000 | 44,281,000 | 45,050,000 | 45,956,000 |
| Risk-weighted assets | 226,898,000 | 227,091,000 | 225,114,000 | 229,969,000 |