Call reports 2026
GARFIELD COUNTY BANK — 2026
What GARFIELD COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 99,274,000 | 107,999,000 |
| Total loans | 47,243,000 | 48,108,000 |
| Allowance for loan losses | 715,000 | 656,000 |
| Securities available for sale | 13,783,000 | 12,930,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 82,117,000 | 90,593,000 |
| Interest-bearing deposits | 63,074,000 | 69,580,000 |
| Noninterest-bearing deposits | 19,043,000 | 21,013,000 |
| Equity capital | 15,804,000 | 16,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,302,000 | 2,691,000 |
| Interest expense | 340,000 | 725,000 |
| Net interest income | 962,000 | 1,966,000 |
| Noninterest income | 59,000 | 118,000 |
| Noninterest expense | 562,000 | 1,181,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 470,000 | 905,000 |
| Income tax | 124,000 | 231,000 |
| Net income | 346,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,019,000 | 16,346,000 |