Call reports 2022
GARFIELD COUNTY BANK — 2022
What GARFIELD COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 99,407,000 | 98,009,000 | 93,508,000 | 96,526,000 |
| Total loans | 47,699,000 | 50,988,000 | 52,030,000 | 49,565,000 |
| Allowance for loan losses | 874,000 | 1,014,000 | 1,045,000 | 834,000 |
| Securities available for sale | 27,022,000 | 26,040,000 | 24,167,000 | 25,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,834,000 | 85,367,000 | 80,974,000 | 83,523,000 |
| Interest-bearing deposits | 70,771,000 | 68,986,000 | 65,238,000 | 65,951,000 |
| Noninterest-bearing deposits | 16,063,000 | 16,381,000 | 15,736,000 | 17,572,000 |
| Equity capital | 12,258,000 | 12,258,000 | 12,120,000 | 12,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,589,000 | 2,618,000 | 3,756,000 |
| Interest expense | 222,000 | 438,000 | 651,000 | 870,000 |
| Net interest income | 409,000 | 1,151,000 | 1,967,000 | 2,886,000 |
| Noninterest income | 52,000 | 96,000 | 138,000 | 223,000 |
| Noninterest expense | 533,000 | 962,000 | 1,474,000 | 2,023,000 |
| Provision for loan losses | 0 | 60,000 | 80,000 | 80,000 |
| Pretax income | -74,000 | 220,000 | 547,000 | 1,004,000 |
| Income tax | 0 | 24,000 | 103,000 | 247,000 |
| Net income | -74,000 | 196,000 | 444,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,682,000 | 12,952,000 | 13,200,000 | 13,514,000 |
| Total capital | 13,450,000 | 13,747,000 | 13,994,000 | 14,293,000 |
| Risk-weighted assets | 61,399,000 | 63,399,000 | 63,284,000 | 62,298,000 |