Call reports 2001
GARFIELD COUNTY BANK — 2001
What GARFIELD COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,942,000 | 25,373,000 | 24,575,000 | 27,867,000 |
| Total loans | 15,576,000 | 16,493,000 | 16,755,000 | 14,909,000 |
| Allowance for loan losses | 423,000 | 422,000 | 384,000 | 386,000 |
| Securities available for sale | 3,765,000 | 2,756,000 | 2,207,000 | 4,212,000 |
| Securities held to maturity | 355,000 | 332,000 | 319,000 | 146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,169,000 | 21,509,000 | 20,581,000 | 23,853,000 |
| Interest-bearing deposits | 18,079,000 | 18,693,000 | 17,875,000 | 20,465,000 |
| Noninterest-bearing deposits | 2,090,000 | 2,816,000 | 2,706,000 | 3,388,000 |
| Equity capital | 3,565,000 | 3,690,000 | 3,802,000 | 3,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,013,000 | 1,475,000 | 1,891,000 |
| Interest expense | 202,000 | 393,000 | 575,000 | 746,000 |
| Net interest income | 307,000 | 620,000 | 900,000 | 1,145,000 |
| Noninterest income | 31,000 | 59,000 | 85,000 | 114,000 |
| Noninterest expense | 195,000 | 330,000 | 473,000 | 631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 349,000 | 512,000 | 628,000 |
| Income tax | 50,000 | 132,000 | 198,000 | 232,000 |
| Net income | 93,000 | 217,000 | 314,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,546,000 | 3,670,000 | 3,767,000 | 3,850,000 |
| Total capital | 3,777,000 | 3,921,000 | 4,021,000 | 4,087,000 |
| Risk-weighted assets | 18,735,000 | 19,920,000 | 20,194,000 | 19,442,000 |