Call reports 2016
FIRST NATIONAL BANK OF BELLVILLE, THE — 2016
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 648,536,000 | 661,088,000 | 661,608,000 | 655,875,000 |
| Total loans | 144,189,000 | 142,631,000 | 142,392,000 | 146,633,000 |
| Allowance for loan losses | 2,131,000 | 2,140,000 | 2,166,000 | 2,154,000 |
| Securities available for sale | 442,899,000 | 458,257,000 | 454,664,000 | 448,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,131,000 | 557,776,000 | 557,978,000 | 570,886,000 |
| Interest-bearing deposits | 495,593,000 | 501,660,000 | 496,387,000 | 512,006,000 |
| Noninterest-bearing deposits | 59,538,000 | 56,116,000 | 61,591,000 | 58,880,000 |
| Equity capital | 88,686,000 | 96,799,000 | 97,599,000 | 81,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,380,000 | 10,762,000 | 16,004,000 | 21,237,000 |
| Interest expense | 1,348,000 | 2,728,000 | 4,108,000 | 5,465,000 |
| Net interest income | 4,032,000 | 8,034,000 | 11,896,000 | 15,772,000 |
| Noninterest income | 1,012,000 | 2,020,000 | 3,023,000 | 3,982,000 |
| Noninterest expense | 2,549,000 | 5,067,000 | 7,598,000 | 10,240,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 2,705,000 | 5,488,000 | 8,181,000 | 10,486,000 |
| Income tax | 437,000 | 897,000 | 1,300,000 | 1,651,000 |
| Net income | 2,268,000 | 4,591,000 | 6,881,000 | 8,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,467,000 | 62,600,000 | 64,900,000 | 65,312,000 |
| Total capital | 63,598,000 | 64,740,000 | 67,066,000 | 67,466,000 |
| Risk-weighted assets | 248,061,000 | 250,504,000 | 249,367,000 | 258,672,000 |