Call reports 2015
FIRST NATIONAL BANK OF BELLVILLE, THE — 2015
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 589,255,000 | 590,012,000 | 598,421,000 | 623,399,000 |
| Total loans | 135,181,000 | 139,441,000 | 139,633,000 | 143,011,000 |
| Allowance for loan losses | 2,126,000 | 2,140,000 | 2,114,000 | 2,114,000 |
| Securities available for sale | 383,950,000 | 403,345,000 | 404,017,000 | 412,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,328,000 | 496,875,000 | 515,383,000 | 534,761,000 |
| Interest-bearing deposits | 449,202,000 | 441,235,000 | 457,645,000 | 477,538,000 |
| Noninterest-bearing deposits | 56,126,000 | 55,640,000 | 57,738,000 | 57,223,000 |
| Equity capital | 80,472,000 | 74,100,000 | 80,232,000 | 84,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,921,000 | 9,994,000 | 15,207,000 | 20,436,000 |
| Interest expense | 1,091,000 | 2,236,000 | 3,425,000 | 4,690,000 |
| Net interest income | 3,830,000 | 7,758,000 | 11,782,000 | 15,746,000 |
| Noninterest income | 827,000 | 1,690,000 | 2,653,000 | 3,566,000 |
| Noninterest expense | 2,322,000 | 4,690,000 | 7,001,000 | 9,409,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 2,879,000 | 5,554,000 | 8,311,000 | 10,938,000 |
| Income tax | 559,000 | 1,065,000 | 1,590,000 | 2,342,000 |
| Net income | 2,320,000 | 4,489,000 | 6,721,000 | 8,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,568,000 | 55,737,000 | 58,065,000 | 59,191,000 |
| Total capital | 56,694,000 | 57,877,000 | 60,179,000 | 61,305,000 |
| Risk-weighted assets | 226,530,000 | 240,596,000 | 236,569,000 | 243,858,000 |