Call reports 2014
FIRST NATIONAL BANK OF BELLVILLE, THE — 2014
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 520,931,000 | 529,842,000 | 538,795,000 | 553,285,000 |
| Total loans | 127,684,000 | 134,108,000 | 136,249,000 | 136,882,000 |
| Allowance for loan losses | 2,120,000 | 2,127,000 | 2,119,000 | 2,121,000 |
| Securities available for sale | 337,375,000 | 348,512,000 | 348,422,000 | 361,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,134,000 | 458,270,000 | 463,979,000 | 472,750,000 |
| Interest-bearing deposits | 408,335,000 | 411,171,000 | 411,950,000 | 419,013,000 |
| Noninterest-bearing deposits | 48,799,000 | 47,099,000 | 52,029,000 | 53,737,000 |
| Equity capital | 61,149,000 | 69,101,000 | 72,260,000 | 77,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,768,000 | 9,691,000 | 14,616,000 | 19,513,000 |
| Interest expense | 1,094,000 | 2,188,000 | 3,295,000 | 4,398,000 |
| Net interest income | 3,674,000 | 7,503,000 | 11,321,000 | 15,115,000 |
| Noninterest income | 944,000 | 1,893,000 | 2,842,000 | 3,758,000 |
| Noninterest expense | 2,263,000 | 4,543,000 | 6,842,000 | 9,199,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 2,369,000 | 4,918,000 | 7,444,000 | 9,867,000 |
| Income tax | 506,000 | 928,000 | 1,328,000 | 1,865,000 |
| Net income | 1,863,000 | 3,990,000 | 6,116,000 | 8,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,817,000 | 49,914,000 | 52,062,000 | 52,760,000 |
| Total capital | 50,937,000 | 52,041,000 | 54,181,000 | 54,881,000 |
| Risk-weighted assets | 220,295,000 | 220,466,000 | 218,970,000 | 219,773,000 |