Call reports 2013
FIRST NATIONAL BANK OF BELLVILLE, THE — 2013
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 485,688,000 | 484,028,000 | 485,346,000 | 496,167,000 |
| Total loans | 132,600,000 | 131,116,000 | 128,542,000 | 128,409,000 |
| Allowance for loan losses | 2,113,000 | 2,118,000 | 2,124,000 | 2,118,000 |
| Securities available for sale | 312,012,000 | 305,989,000 | 308,977,000 | 308,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,116,000 | 423,387,000 | 427,448,000 | 439,975,000 |
| Interest-bearing deposits | 407,335,000 | 381,410,000 | 383,099,000 | 396,588,000 |
| Noninterest-bearing deposits | 8,781,000 | 41,977,000 | 44,349,000 | 43,387,000 |
| Equity capital | 66,335,000 | 58,609,000 | 55,053,000 | 54,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,480,000 | 9,071,000 | 13,776,000 | 18,530,000 |
| Interest expense | 1,049,000 | 2,105,000 | 3,181,000 | 4,266,000 |
| Net interest income | 3,431,000 | 6,966,000 | 10,595,000 | 14,264,000 |
| Noninterest income | 752,000 | 1,518,000 | 2,323,000 | 3,172,000 |
| Noninterest expense | 1,936,000 | 3,865,000 | 6,017,000 | 8,163,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 2,534,000 | 5,119,000 | 7,424,000 | 9,796,000 |
| Income tax | 280,000 | 556,000 | 702,000 | 1,120,000 |
| Net income | 2,254,000 | 4,563,000 | 6,722,000 | 8,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,990,000 | 43,719,000 | 45,901,000 | 46,930,000 |
| Total capital | 45,103,000 | 45,837,000 | 48,025,000 | 49,048,000 |
| Risk-weighted assets | 203,060,000 | 208,173,000 | 214,959,000 | 217,756,000 |