Call reports 2012
FIRST NATIONAL BANK OF BELLVILLE, THE — 2012
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 447,650,000 | 459,063,000 | 460,576,000 | 475,096,000 |
| Total loans | 128,610,000 | 129,872,000 | 134,657,000 | 132,477,000 |
| Allowance for loan losses | 1,960,000 | 2,019,000 | 2,047,000 | 2,095,000 |
| Securities available for sale | 275,048,000 | 286,389,000 | 282,801,000 | 294,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,661,000 | 389,730,000 | 389,159,000 | 404,329,000 |
| Interest-bearing deposits | 369,432,000 | 378,792,000 | 377,835,000 | 392,545,000 |
| Noninterest-bearing deposits | 12,229,000 | 10,938,000 | 11,324,000 | 11,784,000 |
| Equity capital | 61,301,000 | 63,996,000 | 66,129,000 | 66,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,544,000 | 9,131,000 | 13,561,000 | 17,910,000 |
| Interest expense | 1,066,000 | 2,152,000 | 3,227,000 | 4,271,000 |
| Net interest income | 3,478,000 | 6,979,000 | 10,334,000 | 13,639,000 |
| Noninterest income | 653,000 | 1,353,000 | 2,103,000 | 2,854,000 |
| Noninterest expense | 1,796,000 | 3,641,000 | 5,585,000 | 7,484,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 2,697,000 | 5,429,000 | 8,383,000 | 11,279,000 |
| Income tax | 437,000 | 860,000 | 1,356,000 | 1,814,000 |
| Net income | 2,260,000 | 4,569,000 | 7,027,000 | 9,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,487,000 | 36,448,000 | 38,999,000 | 40,711,000 |
| Total capital | 37,447,000 | 38,467,000 | 41,046,000 | 42,806,000 |
| Risk-weighted assets | 173,555,000 | 179,875,000 | 185,115,000 | 190,769,000 |