Call reports 2011
FIRST NATIONAL BANK OF BELLVILLE, THE — 2011
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 372,878,000 | 389,893,000 | 404,621,000 | 430,818,000 |
| Total loans | 123,037,000 | 126,626,000 | 126,705,000 | 126,487,000 |
| Allowance for loan losses | 1,862,000 | 1,894,000 | 1,938,000 | 1,973,000 |
| Securities available for sale | 208,573,000 | 223,471,000 | 239,780,000 | 255,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,500,000 | 331,345,000 | 336,772,000 | 366,967,000 |
| Interest-bearing deposits | 311,946,000 | 321,390,000 | 316,493,000 | 355,374,000 |
| Noninterest-bearing deposits | 10,554,000 | 9,955,000 | 20,279,000 | 11,593,000 |
| Equity capital | 48,423,000 | 52,996,000 | 58,902,000 | 59,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,991,000 | 8,374,000 | 12,819,000 | 17,067,000 |
| Interest expense | 1,020,000 | 2,065,000 | 3,127,000 | 4,173,000 |
| Net interest income | 2,971,000 | 6,309,000 | 9,692,000 | 12,894,000 |
| Noninterest income | 596,000 | 1,213,000 | 1,847,000 | 2,514,000 |
| Noninterest expense | 1,714,000 | 3,436,000 | 5,115,000 | 6,956,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,959,000 | 4,348,000 | 7,093,000 | 9,429,000 |
| Income tax | 310,000 | 733,000 | 1,232,000 | 1,586,000 |
| Net income | 1,649,000 | 3,615,000 | 5,861,000 | 7,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,174,000 | 29,779,000 | 32,109,000 | 33,143,000 |
| Total capital | 30,036,000 | 31,673,000 | 34,047,000 | 35,116,000 |
| Risk-weighted assets | 156,923,000 | 163,193,000 | 164,125,000 | 167,530,000 |