Call reports 2010
FIRST NATIONAL BANK OF BELLVILLE, THE — 2010
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 304,123,000 | 319,664,000 | 338,039,000 | 346,151,000 |
| Total loans | 103,399,000 | 108,464,000 | 113,875,000 | 117,409,000 |
| Allowance for loan losses | 1,410,000 | 1,559,000 | 1,687,000 | 1,833,000 |
| Securities available for sale | 156,769,000 | 169,049,000 | 179,964,000 | 184,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,707,000 | 265,707,000 | 280,475,000 | 295,489,000 |
| Interest-bearing deposits | 224,269,000 | 256,081,000 | 250,968,000 | 285,271,000 |
| Noninterest-bearing deposits | 27,438,000 | 9,626,000 | 29,507,000 | 10,218,000 |
| Equity capital | 44,762,000 | 46,410,000 | 49,106,000 | 44,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,393,000 | 6,886,000 | 10,519,000 | 14,268,000 |
| Interest expense | 942,000 | 1,909,000 | 2,932,000 | 3,963,000 |
| Net interest income | 2,451,000 | 4,977,000 | 7,587,000 | 10,305,000 |
| Noninterest income | 471,000 | 988,000 | 1,546,000 | 2,157,000 |
| Noninterest expense | 1,534,000 | 3,101,000 | 4,749,000 | 6,421,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,472,000 | 3,035,000 | 4,848,000 | 6,626,000 |
| Income tax | 333,000 | 637,000 | 981,000 | 1,294,000 |
| Net income | 1,139,000 | 2,398,000 | 3,867,000 | 5,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,171,000 | 23,508,000 | 25,053,000 | 26,454,000 |
| Total capital | 23,581,000 | 25,067,000 | 26,740,000 | 28,287,000 |
| Risk-weighted assets | 123,412,000 | 132,481,000 | 140,482,000 | 148,572,000 |