Call reports 2009
FIRST NATIONAL BANK OF BELLVILLE, THE — 2009
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 223,120,000 | 242,512,000 | 270,369,000 | 281,619,000 |
| Total loans | 91,415,000 | 92,934,000 | 98,446,000 | 101,087,000 |
| Allowance for loan losses | 947,000 | 1,020,000 | 1,077,000 | 1,272,000 |
| Securities available for sale | 91,378,000 | 110,531,000 | 134,554,000 | 134,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,049,000 | 198,334,000 | 222,100,000 | 230,681,000 |
| Interest-bearing deposits | 152,565,000 | 169,580,000 | 196,429,000 | 204,377,000 |
| Noninterest-bearing deposits | 27,484,000 | 28,754,000 | 25,671,000 | 26,304,000 |
| Equity capital | 36,479,000 | 36,690,000 | 40,309,000 | 43,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,694,000 | 5,544,000 | 8,704,000 | 12,038,000 |
| Interest expense | 841,000 | 1,718,000 | 2,701,000 | 3,687,000 |
| Net interest income | 1,853,000 | 3,826,000 | 6,003,000 | 8,351,000 |
| Noninterest income | 249,000 | 524,000 | 785,000 | 1,277,000 |
| Noninterest expense | 1,243,000 | 2,499,000 | 3,790,000 | 5,339,000 |
| Provision for loan losses | 60,000 | 150,000 | 225,000 | 435,000 |
| Pretax income | 1,082,000 | 2,173,000 | 3,474,000 | 4,825,000 |
| Income tax | 288,000 | 575,000 | 900,000 | 1,197,000 |
| Net income | 794,000 | 1,598,000 | 2,574,000 | 3,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,742,000 | 15,629,000 | 17,416,000 | 20,947,000 |
| Total capital | 15,689,000 | 16,649,000 | 18,493,000 | 22,219,000 |
| Risk-weighted assets | 97,786,000 | 104,515,000 | 116,469,000 | 119,593,000 |