Call reports 2008
FIRST NATIONAL BANK OF BELLVILLE, THE — 2008
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 184,582,000 | 189,633,000 | 194,064,000 | 205,693,000 |
| Total loans | 83,703,000 | 88,894,000 | 91,432,000 | 89,823,000 |
| Allowance for loan losses | 748,000 | 776,000 | 796,000 | 890,000 |
| Securities available for sale | 61,323,000 | 66,691,000 | 67,105,000 | 81,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,505,000 | 144,108,000 | 152,346,000 | 163,737,000 |
| Interest-bearing deposits | 116,928,000 | 119,604,000 | 125,724,000 | 135,751,000 |
| Noninterest-bearing deposits | 26,577,000 | 24,504,000 | 26,622,000 | 27,986,000 |
| Equity capital | 34,791,000 | 34,150,000 | 34,643,000 | 35,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,830,000 | 7,405,000 | 10,042,000 |
| Interest expense | 951,000 | 1,853,000 | 2,749,000 | 3,618,000 |
| Net interest income | 1,389,000 | 2,977,000 | 4,656,000 | 6,424,000 |
| Noninterest income | 234,000 | 493,000 | 755,000 | 1,018,000 |
| Noninterest expense | 967,000 | 1,995,000 | 3,064,000 | 4,195,000 |
| Provision for loan losses | 5,000 | 27,000 | 65,000 | 161,000 |
| Pretax income | 716,000 | 1,550,000 | 2,397,000 | 3,322,000 |
| Income tax | 210,000 | 450,000 | 677,000 | 957,000 |
| Net income | 506,000 | 1,100,000 | 1,720,000 | 2,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,411,000 | 12,868,000 | 13,598,000 | 13,847,000 |
| Total capital | 13,159,000 | 13,644,000 | 14,394,000 | 14,737,000 |
| Risk-weighted assets | 84,752,000 | 90,385,000 | 92,992,000 | 92,452,000 |