Call reports 2007
FIRST NATIONAL BANK OF BELLVILLE, THE — 2007
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 125,526,000 | 154,870,000 | 156,684,000 | 168,919,000 |
| Total loans | 79,795,000 | 78,036,000 | 78,280,000 | 80,343,000 |
| Allowance for loan losses | 798,000 | 777,000 | 763,000 | 762,000 |
| Securities available for sale | 24,916,000 | 39,221,000 | 41,620,000 | 54,041,000 |
| Securities held to maturity | 12,968,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,757,000 | 121,076,000 | 122,136,000 | 128,090,000 |
| Interest-bearing deposits | 91,751,000 | 97,750,000 | 100,932,000 | 106,262,000 |
| Noninterest-bearing deposits | 22,006,000 | 23,326,000 | 21,204,000 | 21,828,000 |
| Equity capital | 10,758,000 | 32,857,000 | 33,549,000 | 34,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 1,379,000 | 3,544,000 | 5,814,000 |
| Interest expense | 712,000 | 516,000 | 1,382,000 | 2,323,000 |
| Net interest income | 1,114,000 | 863,000 | 2,162,000 | 3,491,000 |
| Noninterest income | 225,000 | 186,000 | 433,000 | 698,000 |
| Noninterest expense | 697,000 | 547,000 | 1,431,000 | 2,335,000 |
| Provision for loan losses | 26,000 | 0 | 0 | 0 |
| Pretax income | 618,000 | 489,000 | 1,144,000 | 1,838,000 |
| Income tax | 168,000 | 160,000 | 377,000 | 567,000 |
| Net income | 450,000 | 329,000 | 767,000 | 1,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,111,000 | 10,898,000 | 11,462,000 | 11,786,000 |
| Total capital | 11,909,000 | 11,675,000 | 12,225,000 | 12,548,000 |
| Risk-weighted assets | 75,828,000 | 76,726,000 | 76,152,000 | 79,781,000 |