Call reports 2006
FIRST NATIONAL BANK OF BELLVILLE, THE — 2006
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 124,944,000 | 123,769,000 | 125,511,000 | 123,875,000 |
| Total loans | 76,649,000 | 75,693,000 | 78,337,000 | 77,464,000 |
| Allowance for loan losses | 763,000 | 788,000 | 784,000 | 772,000 |
| Securities available for sale | 25,720,000 | 25,341,000 | 26,363,000 | 25,912,000 |
| Securities held to maturity | 12,367,000 | 12,362,000 | 12,113,000 | 12,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,108,000 | 113,241,000 | 111,099,000 | 112,750,000 |
| Interest-bearing deposits | 90,869,000 | 88,359,000 | 89,522,000 | 89,302,000 |
| Noninterest-bearing deposits | 23,239,000 | 24,882,000 | 21,577,000 | 23,448,000 |
| Equity capital | 10,069,000 | 9,822,000 | 10,605,000 | 10,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,470,000 | 5,275,000 | 7,113,000 |
| Interest expense | 514,000 | 1,062,000 | 1,667,000 | 2,322,000 |
| Net interest income | 1,192,000 | 2,408,000 | 3,608,000 | 4,791,000 |
| Noninterest income | 218,000 | 467,000 | 720,000 | 959,000 |
| Noninterest expense | 701,000 | 1,361,000 | 2,047,000 | 2,805,000 |
| Provision for loan losses | 32,000 | 62,000 | 62,000 | 62,000 |
| Pretax income | 677,000 | 1,452,000 | 2,219,000 | 2,883,000 |
| Income tax | 192,000 | 418,000 | 639,000 | 826,000 |
| Net income | 485,000 | 1,034,000 | 1,580,000 | 2,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,631,000 | 10,593,000 | 11,139,000 | 10,721,000 |
| Total capital | 11,394,000 | 11,381,000 | 11,923,000 | 11,493,000 |
| Risk-weighted assets | 75,968,000 | 72,220,000 | 77,449,000 | 76,196,000 |