Call reports 2005
FIRST NATIONAL BANK OF BELLVILLE, THE — 2005
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 118,881,000 | 119,493,000 | 121,008,000 | 122,369,000 |
| Total loans | 69,249,000 | 70,781,000 | 73,398,000 | 74,035,000 |
| Allowance for loan losses | 695,000 | 709,000 | 729,000 | 737,000 |
| Securities available for sale | 30,945,000 | 29,187,000 | 27,494,000 | 26,474,000 |
| Securities held to maturity | 11,837,000 | 12,484,000 | 12,478,000 | 12,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,692,000 | 109,177,000 | 108,368,000 | 110,559,000 |
| Interest-bearing deposits | 90,407,000 | 88,586,000 | 87,138,000 | 88,975,000 |
| Noninterest-bearing deposits | 18,285,000 | 20,591,000 | 21,230,000 | 21,584,000 |
| Equity capital | 9,504,000 | 9,644,000 | 10,091,000 | 9,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,171,000 | 4,819,000 | 6,523,000 |
| Interest expense | 333,000 | 731,000 | 1,152,000 | 1,618,000 |
| Net interest income | 1,225,000 | 2,440,000 | 3,667,000 | 4,905,000 |
| Noninterest income | 227,000 | 474,000 | 732,000 | 973,000 |
| Noninterest expense | 687,000 | 1,406,000 | 2,119,000 | 2,920,000 |
| Provision for loan losses | 10,000 | 27,000 | 53,000 | 72,000 |
| Pretax income | 755,000 | 1,483,000 | 2,229,000 | 2,888,000 |
| Income tax | 232,000 | 445,000 | 663,000 | 815,000 |
| Net income | 523,000 | 1,038,000 | 1,566,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,846,000 | 9,874,000 | 10,403,000 | 10,171,000 |
| Total capital | 10,541,000 | 10,583,000 | 11,132,000 | 10,908,000 |
| Risk-weighted assets | 69,786,000 | 71,138,000 | 72,919,000 | 73,685,000 |