Call reports 2004
FIRST NATIONAL BANK OF BELLVILLE, THE — 2004
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 105,827,000 | 111,292,000 | 113,276,000 | 114,326,000 |
| Total loans | 67,263,000 | 69,697,000 | 71,179,000 | 69,157,000 |
| Allowance for loan losses | 671,000 | 698,000 | 717,000 | 709,000 |
| Securities available for sale | 25,583,000 | 25,893,000 | 27,998,000 | 29,192,000 |
| Securities held to maturity | 8,423,000 | 8,417,000 | 9,073,000 | 10,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,252,000 | 101,871,000 | 100,322,000 | 104,553,000 |
| Interest-bearing deposits | 79,856,000 | 83,798,000 | 82,121,000 | 85,796,000 |
| Noninterest-bearing deposits | 14,396,000 | 18,073,000 | 18,201,000 | 18,757,000 |
| Equity capital | 9,298,000 | 8,860,000 | 9,681,000 | 9,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,908,000 | 4,446,000 | 5,998,000 |
| Interest expense | 247,000 | 499,000 | 772,000 | 1,055,000 |
| Net interest income | 1,209,000 | 2,409,000 | 3,674,000 | 4,943,000 |
| Noninterest income | 213,000 | 450,000 | 686,000 | 910,000 |
| Noninterest expense | 643,000 | 1,269,000 | 1,917,000 | 2,637,000 |
| Provision for loan losses | 14,000 | 39,000 | 65,000 | 65,000 |
| Pretax income | 767,000 | 1,558,000 | 2,385,000 | 3,158,000 |
| Income tax | 244,000 | 496,000 | 758,000 | 1,001,000 |
| Net income | 523,000 | 1,062,000 | 1,627,000 | 2,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,155,000 | 9,118,000 | 9,683,000 | 9,323,000 |
| Total capital | 9,826,000 | 9,816,000 | 10,400,000 | 10,032,000 |
| Risk-weighted assets | 64,546,000 | 67,189,000 | 68,505,000 | 67,553,000 |