Call reports 2003
FIRST NATIONAL BANK OF BELLVILLE, THE — 2003
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 98,368,000 | 104,776,000 | 102,698,000 | 106,220,000 |
| Total loans | 60,842,000 | 62,011,000 | 63,140,000 | 65,985,000 |
| Allowance for loan losses | 621,000 | 620,000 | 617,000 | 657,000 |
| Securities available for sale | 27,873,000 | 30,878,000 | 27,668,000 | 26,492,000 |
| Securities held to maturity | 3,022,000 | 5,533,000 | 7,070,000 | 8,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,131,000 | 95,679,000 | 93,178,000 | 96,347,000 |
| Interest-bearing deposits | 75,503,000 | 79,497,000 | 76,918,000 | 78,959,000 |
| Noninterest-bearing deposits | 13,628,000 | 16,182,000 | 16,260,000 | 17,388,000 |
| Equity capital | 8,301,000 | 8,484,000 | 8,788,000 | 8,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,808,000 | 4,135,000 | 5,566,000 |
| Interest expense | 324,000 | 640,000 | 923,000 | 1,177,000 |
| Net interest income | 1,085,000 | 2,168,000 | 3,212,000 | 4,389,000 |
| Noninterest income | 205,000 | 416,000 | 632,000 | 857,000 |
| Noninterest expense | 607,000 | 1,207,000 | 1,826,000 | 2,529,000 |
| Provision for loan losses | 19,000 | 19,000 | 20,000 | 65,000 |
| Pretax income | 664,000 | 1,359,000 | 2,006,000 | 2,664,000 |
| Income tax | 223,000 | 449,000 | 655,000 | 864,000 |
| Net income | 441,000 | 910,000 | 1,351,000 | 1,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,999,000 | 8,294,000 | 8,735,000 | 8,632,000 |
| Total capital | 8,620,000 | 8,914,000 | 9,352,000 | 9,289,000 |
| Risk-weighted assets | 56,280,000 | 57,828,000 | 59,494,000 | 61,576,000 |