Call reports 2002
FIRST NATIONAL BANK OF BELLVILLE, THE — 2002
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 92,842,000 | 91,983,000 | 92,385,000 | 95,190,000 |
| Total loans | 56,068,000 | 58,945,000 | 60,357,000 | 60,002,000 |
| Allowance for loan losses | 506,000 | 525,000 | 517,000 | 600,000 |
| Securities available for sale | 28,969,000 | 27,983,000 | 25,192,000 | 24,801,000 |
| Securities held to maturity | 109,000 | 110,000 | 111,000 | 113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,850,000 | 82,574,000 | 83,252,000 | 86,408,000 |
| Interest-bearing deposits | 71,180,000 | 68,555,000 | 69,317,000 | 71,766,000 |
| Noninterest-bearing deposits | 13,670,000 | 14,019,000 | 13,935,000 | 14,642,000 |
| Equity capital | 7,095,000 | 7,589,000 | 8,230,000 | 7,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 3,035,000 | 4,551,000 | 6,017,000 |
| Interest expense | 460,000 | 870,000 | 1,249,000 | 1,599,000 |
| Net interest income | 1,062,000 | 2,165,000 | 3,302,000 | 4,418,000 |
| Noninterest income | 167,000 | 344,000 | 544,000 | 754,000 |
| Noninterest expense | 576,000 | 1,163,000 | 1,755,000 | 2,434,000 |
| Provision for loan losses | 30,000 | 61,000 | 94,000 | 186,000 |
| Pretax income | 623,000 | 1,298,000 | 2,010,000 | 2,565,000 |
| Income tax | 210,000 | 438,000 | 678,000 | 865,000 |
| Net income | 413,000 | 860,000 | 1,332,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,948,000 | 7,205,000 | 7,677,000 | 7,558,000 |
| Total capital | 7,454,000 | 7,730,000 | 8,194,000 | 8,158,000 |
| Risk-weighted assets | 54,295,000 | 55,554,000 | 56,298,000 | 56,790,000 |