Call reports 2001
FIRST NATIONAL BANK OF BELLVILLE, THE — 2001
What FIRST NATIONAL BANK OF BELLVILLE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 80,887,000 | 83,359,000 | 84,649,000 | 90,981,000 |
| Total loans | 50,869,000 | 53,227,000 | 53,948,000 | 54,621,000 |
| Allowance for loan losses | 412,000 | 421,000 | 461,000 | 485,000 |
| Securities available for sale | 20,307,000 | 23,467,000 | 22,913,000 | 27,416,000 |
| Securities held to maturity | 159,000 | 160,000 | 162,000 | 108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,600,000 | 75,989,000 | 76,669,000 | 83,501,000 |
| Interest-bearing deposits | 63,785,000 | 64,198,000 | 64,815,000 | 70,437,000 |
| Noninterest-bearing deposits | 9,815,000 | 11,791,000 | 11,854,000 | 13,064,000 |
| Equity capital | 6,439,000 | 6,571,000 | 7,103,000 | 6,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,039,000 | 4,594,000 | 6,145,000 |
| Interest expense | 624,000 | 1,245,000 | 1,823,000 | 2,344,000 |
| Net interest income | 879,000 | 1,794,000 | 2,771,000 | 3,801,000 |
| Noninterest income | 182,000 | 359,000 | 523,000 | 706,000 |
| Noninterest expense | 541,000 | 1,067,000 | 1,627,000 | 2,231,000 |
| Provision for loan losses | 34,000 | 68,000 | 101,000 | 134,000 |
| Pretax income | 491,000 | 1,023,000 | 1,571,000 | 2,147,000 |
| Income tax | 164,000 | 343,000 | 527,000 | 721,000 |
| Net income | 327,000 | 680,000 | 1,044,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,186,000 | 6,273,000 | 6,637,000 | 6,534,000 |
| Total capital | 6,598,000 | 6,694,000 | 7,098,000 | 7,019,000 |
| Risk-weighted assets | 45,459,000 | 50,193,000 | 50,475,000 | 51,826,000 |