Call reports 2006
FARMERS AND MERCHANTS BANK — 2006
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 47,900,000 | 45,928,000 | 46,156,000 | 51,405,000 |
| Total loans | 26,682,000 | 27,312,000 | 31,623,000 | 29,813,000 |
| Allowance for loan losses | 313,000 | 289,000 | 292,000 | 292,000 |
| Securities available for sale | 9,040,000 | 9,503,000 | 9,096,000 | 8,729,000 |
| Securities held to maturity | 235,000 | 210,000 | 314,000 | 510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,832,000 | 39,796,000 | 39,644,000 | 44,680,000 |
| Interest-bearing deposits | 34,810,000 | 32,493,000 | 32,909,000 | 36,010,000 |
| Noninterest-bearing deposits | 7,022,000 | 7,303,000 | 6,735,000 | 8,670,000 |
| Equity capital | 5,747,000 | 5,895,000 | 6,192,000 | 6,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,507,000 | 2,298,000 | 3,150,000 |
| Interest expense | 214,000 | 434,000 | 678,000 | 941,000 |
| Net interest income | 547,000 | 1,073,000 | 1,620,000 | 2,209,000 |
| Noninterest income | 19,000 | 50,000 | 106,000 | 131,000 |
| Noninterest expense | 275,000 | 520,000 | 760,000 | 1,116,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 291,000 | 553,000 | 916,000 | 1,174,000 |
| Income tax | 101,000 | 192,000 | 319,000 | 408,000 |
| Net income | 190,000 | 361,000 | 597,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,845,000 | 6,016,000 | 6,252,000 | 6,421,000 |
| Total capital | 6,158,000 | 6,305,000 | 6,544,000 | 6,713,000 |
| Risk-weighted assets | 31,045,000 | 31,205,000 | 34,824,000 | 35,110,000 |