Call reports 2002
FARMERS AND MERCHANTS BANK — 2002
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,512,000 | 43,883,000 | 44,986,000 | 46,986,000 |
| Total loans | 23,844,000 | 25,266,000 | 27,624,000 | 27,148,000 |
| Allowance for loan losses | 291,000 | 285,000 | 275,000 | 282,000 |
| Securities available for sale | 6,444,000 | 8,060,000 | 6,839,000 | 6,069,000 |
| Securities held to maturity | 90,000 | 185,000 | 185,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,367,000 | 38,506,000 | 39,333,000 | 41,563,000 |
| Interest-bearing deposits | 33,768,000 | 33,209,000 | 32,959,000 | 34,247,000 |
| Noninterest-bearing deposits | 6,599,000 | 5,297,000 | 6,374,000 | 7,316,000 |
| Equity capital | 4,795,000 | 5,013,000 | 5,251,000 | 5,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,303,000 | 1,966,000 | 2,640,000 |
| Interest expense | 239,000 | 458,000 | 634,000 | 796,000 |
| Net interest income | 443,000 | 845,000 | 1,332,000 | 1,844,000 |
| Noninterest income | 17,000 | 36,000 | 78,000 | 98,000 |
| Noninterest expense | 277,000 | 495,000 | 709,000 | 1,041,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 386,000 | 701,000 | 901,000 |
| Income tax | 45,000 | 101,000 | 195,000 | 251,000 |
| Net income | 138,000 | 285,000 | 506,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,785,000 | 4,933,000 | 5,153,000 | 4,945,000 |
| Total capital | 5,076,000 | 5,218,000 | 5,428,000 | 5,227,000 |
| Risk-weighted assets | 28,079,000 | 29,097,000 | 31,347,000 | 31,075,000 |