Call reports 2001
FARMERS AND MERCHANTS BANK — 2001
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,007,000 | 40,998,000 | 41,489,000 | 45,696,000 |
| Total loans | 23,760,000 | 25,949,000 | 27,277,000 | 28,195,000 |
| Allowance for loan losses | 255,000 | 264,000 | 278,000 | 299,000 |
| Securities available for sale | 7,937,000 | 7,497,000 | 7,596,000 | 7,031,000 |
| Securities held to maturity | 60,000 | 90,000 | 90,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,895,000 | 35,770,000 | 36,070,000 | 40,581,000 |
| Interest-bearing deposits | 31,289,000 | 30,802,000 | 30,882,000 | 33,145,000 |
| Noninterest-bearing deposits | 5,606,000 | 4,968,000 | 5,188,000 | 7,436,000 |
| Equity capital | 4,637,000 | 4,778,000 | 4,988,000 | 4,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,534,000 | 2,290,000 | 3,022,000 |
| Interest expense | 341,000 | 667,000 | 971,000 | 1,233,000 |
| Net interest income | 437,000 | 867,000 | 1,319,000 | 1,789,000 |
| Noninterest income | 13,000 | 30,000 | 29,000 | 49,000 |
| Noninterest expense | 253,000 | 466,000 | 671,000 | 960,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 70,000 |
| Pretax income | 197,000 | 406,000 | 627,000 | 808,000 |
| Income tax | 55,000 | 128,000 | 199,000 | 262,000 |
| Net income | 142,000 | 278,000 | 428,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,597,000 | 4,732,000 | 4,882,000 | 4,648,000 |
| Total capital | 4,852,000 | 4,996,000 | 5,160,000 | 4,947,000 |
| Risk-weighted assets | 25,741,000 | 28,968,000 | 30,234,000 | 31,618,000 |