Call reports 2023
ANCHOR STATE BANK — 2023
What ANCHOR STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 40,097,000 | 42,298,000 | 40,737,000 | 47,374,000 |
| Total loans | 24,182,000 | 24,693,000 | 27,799,000 | 29,335,000 |
| Allowance for loan losses | 158,000 | 164,000 | 195,000 | 204,000 |
| Securities available for sale | 8,497,000 | 12,662,000 | 8,414,000 | 9,103,000 |
| Securities held to maturity | 631,000 | 631,000 | 631,000 | 631,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,248,000 | 37,389,000 | 34,802,000 | 40,484,000 |
| Interest-bearing deposits | 27,832,000 | 30,337,000 | 26,568,000 | 30,067,000 |
| Noninterest-bearing deposits | 7,416,000 | 7,052,000 | 8,234,000 | 10,417,000 |
| Equity capital | 4,736,000 | 4,743,000 | 4,725,000 | 6,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 850,000 | 1,387,000 | 1,925,000 |
| Interest expense | 86,000 | 209,000 | 344,000 | 557,000 |
| Net interest income | 304,000 | 641,000 | 1,043,000 | 1,368,000 |
| Noninterest income | 27,000 | 50,000 | 88,000 | 148,000 |
| Noninterest expense | 316,000 | 618,000 | 940,000 | 1,300,000 |
| Provision for loan losses | 6,000 | 12,000 | 43,000 | 52,000 |
| Pretax income | 9,000 | 61,000 | 148,000 | 164,000 |
| Income tax | 2,000 | 17,000 | 41,000 | 30,000 |
| Net income | 7,000 | 44,000 | 107,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,898,000 | 4,905,000 | 4,848,000 | 6,736,000 |
| Total capital | 5,056,000 | 5,069,000 | 5,043,000 | 6,940,000 |
| Risk-weighted assets | 39,109,000 | 36,774,000 | 35,956,000 | 37,719,000 |