Call reports 2016
ANCHOR STATE BANK — 2016
What ANCHOR STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 14,118,000 | 14,269,000 | 14,129,000 | 16,465,000 |
| Total loans | 7,070,000 | 7,391,000 | 7,207,000 | 8,384,000 |
| Allowance for loan losses | 55,000 | 55,000 | 55,000 | 65,000 |
| Securities available for sale | 1,750,000 | 1,001,000 | 1,998,000 | 2,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,407,000 | 12,517,000 | 12,347,000 | 14,696,000 |
| Interest-bearing deposits | 10,363,000 | 10,316,000 | 10,081,000 | 11,172,000 |
| Noninterest-bearing deposits | 2,044,000 | 2,201,000 | 2,266,000 | 3,524,000 |
| Equity capital | 1,694,000 | 1,727,000 | 1,758,000 | 1,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 119,000 | 241,000 | 365,000 | 488,000 |
| Interest expense | 9,000 | 19,000 | 28,000 | 37,000 |
| Net interest income | 110,000 | 222,000 | 337,000 | 451,000 |
| Noninterest income | 17,000 | 28,000 | 37,000 | 42,000 |
| Noninterest expense | 96,000 | 187,000 | 277,000 | 381,000 |
| Provision for loan losses | -135,000 | -135,000 | -135,000 | -125,000 |
| Pretax income | 166,000 | 198,000 | 232,000 | 237,000 |
| Income tax | 0 | 0 | 0 | 11,000 |
| Net income | 166,000 | 198,000 | 232,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,694,000 | 1,727,000 | 1,758,000 | 1,734,000 |
| Total capital | 1,694,000 | 1,727,000 | 1,813,000 | 1,799,000 |
| Risk-weighted assets | 8,103,000 | 9,513,000 | 8,793,000 | 9,882,000 |