Call reports 2015
ANCHOR STATE BANK — 2015
What ANCHOR STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 14,419,000 | 14,757,000 | 15,157,000 | 15,517,000 |
| Total loans | 4,619,000 | 5,438,000 | 5,510,000 | 6,920,000 |
| Allowance for loan losses | 115,000 | 118,000 | 123,000 | 127,000 |
| Securities available for sale | 3,245,000 | 2,737,000 | 2,000,000 | 1,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,971,000 | 13,302,000 | 13,676,000 | 13,884,000 |
| Interest-bearing deposits | 10,822,000 | 11,052,000 | 11,390,000 | 11,130,000 |
| Noninterest-bearing deposits | 2,149,000 | 2,250,000 | 2,286,000 | 2,754,000 |
| Equity capital | 1,435,000 | 1,437,000 | 1,464,000 | 1,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 98,000 | 201,000 | 312,000 | 432,000 |
| Interest expense | 10,000 | 20,000 | 31,000 | 41,000 |
| Net interest income | 88,000 | 181,000 | 281,000 | 391,000 |
| Noninterest income | 11,000 | 15,000 | 25,000 | 35,000 |
| Noninterest expense | 88,000 | 174,000 | 261,000 | 365,000 |
| Provision for loan losses | 0 | 3,000 | 8,000 | 12,000 |
| Pretax income | 11,000 | 19,000 | 37,000 | 49,000 |
| Income tax | 0 | 0 | 0 | -52,000 |
| Net income | 11,000 | 19,000 | 37,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,435,000 | 1,437,000 | 1,464,000 | 1,528,000 |
| Total capital | 1,435,000 | 1,437,000 | 1,464,000 | 1,528,000 |
| Risk-weighted assets | 5,849,000 | 6,475,000 | 6,403,000 | 7,864,000 |