Call reports 2009
ANCHOR STATE BANK — 2009
What ANCHOR STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 13,544,000 | 13,660,000 | 12,938,000 | 13,316,000 |
| Total loans | 9,571,000 | 9,298,000 | 9,206,000 | 9,552,000 |
| Allowance for loan losses | 87,000 | 89,000 | 85,000 | 90,000 |
| Securities available for sale | 2,050,000 | 1,787,000 | 1,774,000 | 762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,356,000 | 12,508,000 | 11,805,000 | 12,016,000 |
| Interest-bearing deposits | 10,985,000 | 11,000,000 | 10,517,000 | 10,385,000 |
| Noninterest-bearing deposits | 1,371,000 | 1,508,000 | 1,288,000 | 1,631,000 |
| Equity capital | 1,103,000 | 1,060,000 | 1,065,000 | 1,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 333,000 | 495,000 | 648,000 |
| Interest expense | 65,000 | 126,000 | 182,000 | 233,000 |
| Net interest income | 106,000 | 207,000 | 313,000 | 415,000 |
| Noninterest income | 11,000 | 28,000 | 38,000 | 15,000 |
| Noninterest expense | 99,000 | 198,000 | 298,000 | 414,000 |
| Provision for loan losses | 10,000 | 70,000 | 70,000 | 112,000 |
| Pretax income | 8,000 | -33,000 | -17,000 | -96,000 |
| Income tax | 5,000 | 0 | 4,000 | -10,000 |
| Net income | 3,000 | -33,000 | -21,000 | -86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,076,000 | 1,040,000 | 1,052,000 | 1,237,000 |
| Total capital | 1,163,000 | 1,129,000 | 1,137,000 | 1,327,000 |
| Risk-weighted assets | 11,291,000 | 10,739,000 | 10,469,000 | 10,838,000 |