Call reports 2008
ANCHOR STATE BANK — 2008
What ANCHOR STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 13,927,000 | 13,676,000 | 13,182,000 | 13,968,000 |
| Total loans | 8,098,000 | 8,048,000 | 9,042,000 | 9,612,000 |
| Allowance for loan losses | 77,000 | 79,000 | 81,000 | 75,000 |
| Securities available for sale | 4,853,000 | 4,527,000 | 3,286,000 | 3,322,000 |
| Securities held to maturity | 200,000 | 200,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,358,000 | 12,110,000 | 11,979,000 | 12,748,000 |
| Interest-bearing deposits | 11,179,000 | 11,096,000 | 10,998,000 | 11,083,000 |
| Noninterest-bearing deposits | 1,179,000 | 1,014,000 | 981,000 | 1,665,000 |
| Equity capital | 1,092,000 | 1,056,000 | 1,086,000 | 1,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 420,000 | 616,000 | 810,000 |
| Interest expense | 96,000 | 185,000 | 270,000 | 343,000 |
| Net interest income | 124,000 | 235,000 | 346,000 | 467,000 |
| Noninterest income | 10,000 | 17,000 | 26,000 | 36,000 |
| Noninterest expense | 100,000 | 199,000 | 292,000 | 403,000 |
| Provision for loan losses | 0 | 0 | 0 | 21,000 |
| Pretax income | 34,000 | 53,000 | 83,000 | 82,000 |
| Income tax | 7,000 | 12,000 | 19,000 | 8,000 |
| Net income | 27,000 | 41,000 | 64,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,026,000 | 1,040,000 | 1,063,000 | 1,073,000 |
| Total capital | 1,103,000 | 1,119,000 | 1,143,000 | 1,148,000 |
| Risk-weighted assets | 11,085,000 | 10,843,000 | 11,210,000 | 11,283,000 |