Call reports 2007
ANCHOR STATE BANK — 2007
What ANCHOR STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 12,734,000 | 12,978,000 | 12,653,000 | 13,724,000 |
| Total loans | 6,459,000 | 6,948,000 | 6,870,000 | 7,252,000 |
| Allowance for loan losses | 76,000 | 78,000 | 80,000 | 75,000 |
| Securities available for sale | 5,489,000 | 5,239,000 | 3,745,000 | 5,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,296,000 | 11,067,000 | 11,560,000 | 11,932,000 |
| Interest-bearing deposits | 10,328,000 | 10,227,000 | 10,593,000 | 10,800,000 |
| Noninterest-bearing deposits | 968,000 | 840,000 | 967,000 | 1,132,000 |
| Equity capital | 964,000 | 969,000 | 994,000 | 1,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 380,000 | 581,000 | 788,000 |
| Interest expense | 85,000 | 179,000 | 276,000 | 373,000 |
| Net interest income | 103,000 | 201,000 | 305,000 | 415,000 |
| Noninterest income | 10,000 | 19,000 | 26,000 | 35,000 |
| Noninterest expense | 96,000 | 195,000 | 302,000 | 418,000 |
| Provision for loan losses | 0 | 0 | 0 | -7,000 |
| Pretax income | 17,000 | 25,000 | 29,000 | 39,000 |
| Income tax | 3,000 | 4,000 | 5,000 | 5,000 |
| Net income | 14,000 | 21,000 | 24,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 979,000 | 986,000 | 986,000 | 999,000 |
| Total capital | 1,055,000 | 1,064,000 | 1,066,000 | 1,074,000 |
| Risk-weighted assets | 8,874,000 | 9,379,000 | 10,039,000 | 10,338,000 |