Call reports 2006
ANCHOR STATE BANK — 2006
What ANCHOR STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 12,023,000 | 12,206,000 | 13,281,000 | 12,585,000 |
| Total loans | 6,548,000 | 6,781,000 | 6,821,000 | 6,689,000 |
| Allowance for loan losses | 78,000 | 81,000 | 84,000 | 75,000 |
| Securities available for sale | 4,653,000 | 4,646,000 | 5,711,000 | 4,974,000 |
| Securities held to maturity | 50,000 | 50,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,490,000 | 10,795,000 | 11,972,000 | 11,313,000 |
| Interest-bearing deposits | 9,773,000 | 9,991,000 | 11,179,000 | 10,017,000 |
| Noninterest-bearing deposits | 717,000 | 804,000 | 793,000 | 1,296,000 |
| Equity capital | 897,000 | 888,000 | 912,000 | 942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 327,000 | 509,000 | 706,000 |
| Interest expense | 71,000 | 151,000 | 240,000 | 340,000 |
| Net interest income | 89,000 | 176,000 | 269,000 | 366,000 |
| Noninterest income | 8,000 | 19,000 | 21,000 | 31,000 |
| Noninterest expense | 106,000 | 204,000 | 302,000 | 400,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 0 |
| Pretax income | -12,000 | -15,000 | -21,000 | -3,000 |
| Income tax | -3,000 | -2,000 | -2,000 | -3,000 |
| Net income | -9,000 | -13,000 | -19,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 956,000 | 952,000 | 946,000 | 965,000 |
| Total capital | 1,034,000 | 1,033,000 | 1,030,000 | 1,040,000 |
| Risk-weighted assets | 8,450,000 | 8,768,000 | 8,742,000 | 8,431,000 |