Call reports 2005
ANCHOR STATE BANK — 2005
What ANCHOR STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 12,658,000 | 12,443,000 | 12,014,000 | 11,850,000 |
| Total loans | 6,840,000 | 6,984,000 | 6,539,000 | 6,521,000 |
| Allowance for loan losses | 78,000 | 82,000 | 85,000 | 75,000 |
| Securities available for sale | 4,914,000 | 4,697,000 | 4,679,000 | 4,412,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,305,000 | 10,583,000 | 10,295,000 | 10,435,000 |
| Interest-bearing deposits | 10,521,000 | 9,765,000 | 9,458,000 | 9,484,000 |
| Noninterest-bearing deposits | 784,000 | 818,000 | 837,000 | 951,000 |
| Equity capital | 897,000 | 923,000 | 909,000 | 906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 163,000 | 324,000 | 489,000 | 649,000 |
| Interest expense | 64,000 | 132,000 | 200,000 | 269,000 |
| Net interest income | 99,000 | 192,000 | 289,000 | 380,000 |
| Noninterest income | 9,000 | 19,000 | 24,000 | 34,000 |
| Noninterest expense | 102,000 | 200,000 | 300,000 | 401,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 0 |
| Pretax income | 3,000 | 5,000 | 4,000 | 13,000 |
| Income tax | -1,000 | -1,000 | 1,000 | 2,000 |
| Net income | 4,000 | 6,000 | 3,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 957,000 | 959,000 | 957,000 | 965,000 |
| Total capital | 1,035,000 | 1,041,000 | 1,042,000 | 1,040,000 |
| Risk-weighted assets | 8,580,000 | 8,402,000 | 8,224,000 | 8,097,000 |