Call reports 2004
ANCHOR STATE BANK — 2004
What ANCHOR STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 13,660,000 | 13,864,000 | 12,388,000 | 13,250,000 |
| Total loans | 6,721,000 | 7,463,000 | 6,949,000 | 7,206,000 |
| Allowance for loan losses | 78,000 | 82,000 | 85,000 | 75,000 |
| Securities available for sale | 5,825,000 | 5,651,000 | 4,252,000 | 4,978,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,208,000 | 11,712,000 | 10,982,000 | 11,784,000 |
| Interest-bearing deposits | 11,191,000 | 10,849,000 | 10,357,000 | 10,561,000 |
| Noninterest-bearing deposits | 1,017,000 | 863,000 | 625,000 | 1,223,000 |
| Equity capital | 982,000 | 900,000 | 941,000 | 932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 158,000 | 319,000 | 478,000 | 634,000 |
| Interest expense | 61,000 | 122,000 | 184,000 | 246,000 |
| Net interest income | 97,000 | 197,000 | 294,000 | 388,000 |
| Noninterest income | 13,000 | 22,000 | 32,000 | 38,000 |
| Noninterest expense | 109,000 | 217,000 | 323,000 | 429,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | -1,000 |
| Pretax income | 3,000 | 1,000 | -1,000 | 3,000 |
| Income tax | 1,000 | -1,000 | 1,000 | 0 |
| Net income | 2,000 | 2,000 | -2,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 952,000 | 952,000 | 952,000 | 963,000 |
| Total capital | 1,030,000 | 1,034,000 | 1,037,000 | 1,038,000 |
| Risk-weighted assets | 8,892,000 | 9,142,000 | 8,644,000 | 8,751,000 |