Call reports 2003
ANCHOR STATE BANK — 2003
What ANCHOR STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,586,000 | 13,153,000 | 13,290,000 | 13,847,000 |
| Total loans | 4,986,000 | 6,190,000 | 6,431,000 | 6,972,000 |
| Allowance for loan losses | 78,000 | 82,000 | 85,000 | 75,000 |
| Securities available for sale | 7,682,000 | 6,203,000 | 5,757,000 | 5,700,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,096,000 | 11,567,000 | 11,819,000 | 12,413,000 |
| Interest-bearing deposits | 10,406,000 | 10,668,000 | 11,040,000 | 11,264,000 |
| Noninterest-bearing deposits | 1,690,000 | 899,000 | 779,000 | 1,149,000 |
| Equity capital | 997,000 | 1,001,000 | 980,000 | 966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 162,000 | 327,000 | 486,000 | 651,000 |
| Interest expense | 70,000 | 138,000 | 201,000 | 264,000 |
| Net interest income | 92,000 | 189,000 | 285,000 | 387,000 |
| Noninterest income | 18,000 | 27,000 | 33,000 | 44,000 |
| Noninterest expense | 99,000 | 197,000 | 296,000 | 413,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | -1,000 |
| Pretax income | 8,000 | 35,000 | 35,000 | 41,000 |
| Income tax | -3,000 | 4,000 | 3,000 | 1,000 |
| Net income | 11,000 | 31,000 | 32,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 936,000 | 956,000 | 957,000 | 950,000 |
| Total capital | 1,014,000 | 1,038,000 | 1,042,000 | 1,025,000 |
| Risk-weighted assets | 7,048,000 | 7,858,000 | 8,099,000 | 8,650,000 |