Call reports 2002
ANCHOR STATE BANK — 2002
What ANCHOR STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,331,000 | 13,042,000 | 12,972,000 | 12,974,000 |
| Total loans | 4,845,000 | 4,914,000 | 5,265,000 | 5,446,000 |
| Allowance for loan losses | 71,000 | 75,000 | 79,000 | 75,000 |
| Securities available for sale | 7,819,000 | 6,825,000 | 6,660,000 | 6,439,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,656,000 | 11,585,000 | 11,486,000 | 11,477,000 |
| Interest-bearing deposits | 10,848,000 | 10,909,000 | 10,757,000 | 10,289,000 |
| Noninterest-bearing deposits | 808,000 | 676,000 | 729,000 | 1,188,000 |
| Equity capital | 934,000 | 955,000 | 975,000 | 987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 347,000 | 511,000 | 689,000 |
| Interest expense | 96,000 | 187,000 | 280,000 | 354,000 |
| Net interest income | 82,000 | 160,000 | 231,000 | 335,000 |
| Noninterest income | 5,000 | 9,000 | 20,000 | 22,000 |
| Noninterest expense | 98,000 | 194,000 | 267,000 | 365,000 |
| Provision for loan losses | -37,000 | -34,000 | -31,000 | -35,000 |
| Pretax income | 44,000 | 27,000 | 33,000 | 45,000 |
| Income tax | 5,000 | 3,000 | 6,000 | 6,000 |
| Net income | 39,000 | 24,000 | 27,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 940,000 | 925,000 | 928,000 | 925,000 |
| Total capital | 1,011,000 | 1,000,000 | 1,007,000 | 1,000,000 |
| Risk-weighted assets | 6,661,000 | 7,421,000 | 7,360,000 | 7,201,000 |