Call reports 2016
NEBRASKA STATE BANK — 2016
What NEBRASKA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 49,678,000 | 49,189,000 | 49,143,000 | 49,775,000 |
| Total loans | 38,634,000 | 37,368,000 | 36,150,000 | 40,373,000 |
| Allowance for loan losses | 436,000 | 436,000 | 436,000 | 436,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 40,000 | 40,000 | 37,000 | 37,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,183,000 | 40,089,000 | 40,032,000 | 40,404,000 |
| Interest-bearing deposits | 31,471,000 | 31,027,000 | 31,940,000 | 30,859,000 |
| Noninterest-bearing deposits | 9,712,000 | 9,062,000 | 8,092,000 | 9,545,000 |
| Equity capital | 6,175,000 | 6,656,000 | 7,078,000 | 7,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,154,000 | 1,736,000 | 2,282,000 |
| Interest expense | 44,000 | 82,000 | 122,000 | 168,000 |
| Net interest income | 533,000 | 1,072,000 | 1,614,000 | 2,114,000 |
| Noninterest income | 258,000 | 522,000 | 775,000 | 1,055,000 |
| Noninterest expense | 310,000 | 628,000 | 996,000 | 1,377,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 381,000 | 866,000 | 1,293,000 | 1,692,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 19,000 |
| Net income | 376,000 | 856,000 | 1,278,000 | 1,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,175,000 | 6,656,000 | 7,078,000 | 7,472,000 |
| Total capital | 6,611,000 | 7,092,000 | 7,514,000 | 7,908,000 |
| Risk-weighted assets | 37,976,000 | 39,362,000 | 38,721,000 | 40,910,000 |