Call reports 2014
NEBRASKA STATE BANK — 2014
What NEBRASKA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,450,000 | 49,212,000 | 48,062,000 | 47,893,000 |
| Total loans | 30,522,000 | 31,796,000 | 36,573,000 | 36,611,000 |
| Allowance for loan losses | 344,000 | 344,000 | 344,000 | 344,000 |
| Securities available for sale | 1,011,000 | 1,005,000 | 999,000 | 997,000 |
| Securities held to maturity | 50,000 | 50,000 | 47,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,473,000 | 40,811,000 | 39,233,000 | 39,263,000 |
| Interest-bearing deposits | 31,510,000 | 32,517,000 | 30,976,000 | 29,799,000 |
| Noninterest-bearing deposits | 7,963,000 | 8,294,000 | 8,257,000 | 9,464,000 |
| Equity capital | 4,882,000 | 5,223,000 | 5,627,000 | 5,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 898,000 | 1,422,000 | 1,931,000 |
| Interest expense | 31,000 | 62,000 | 93,000 | 127,000 |
| Net interest income | 419,000 | 836,000 | 1,329,000 | 1,804,000 |
| Noninterest income | 290,000 | 457,000 | 688,000 | 939,000 |
| Noninterest expense | 328,000 | 561,000 | 870,000 | 1,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 381,000 | 732,000 | 1,147,000 | 1,459,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 18,000 |
| Net income | 376,000 | 722,000 | 1,132,000 | 1,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,871,000 | 5,217,000 | 5,628,000 | 5,936,000 |
| Total capital | 5,215,000 | 5,561,000 | 5,972,000 | 6,280,000 |
| Risk-weighted assets | 36,331,000 | 35,267,000 | 40,409,000 | 39,176,000 |