Call reports 2013
NEBRASKA STATE BANK — 2013
What NEBRASKA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 49,895,000 | 47,616,000 | 48,592,000 | 47,151,000 |
| Total loans | 27,698,000 | 30,433,000 | 31,536,000 | 34,591,000 |
| Allowance for loan losses | 212,000 | 177,000 | 330,000 | 344,000 |
| Securities available for sale | 6,562,000 | 3,533,000 | 3,531,000 | 1,521,000 |
| Securities held to maturity | 54,000 | 54,000 | 52,000 | 52,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,432,000 | 39,735,000 | 40,527,000 | 38,848,000 |
| Interest-bearing deposits | 34,242,000 | 33,136,000 | 33,729,000 | 30,800,000 |
| Noninterest-bearing deposits | 8,190,000 | 6,599,000 | 6,798,000 | 8,048,000 |
| Equity capital | 4,389,000 | 4,719,000 | 4,882,000 | 5,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 840,000 | 1,292,000 | 1,779,000 |
| Interest expense | 34,000 | 68,000 | 101,000 | 140,000 |
| Net interest income | 359,000 | 772,000 | 1,191,000 | 1,639,000 |
| Noninterest income | 247,000 | 473,000 | 695,000 | 950,000 |
| Noninterest expense | 298,000 | 573,000 | 895,000 | 1,199,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | 308,000 | 672,000 | 841,000 | 1,240,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 19,000 |
| Net income | 303,000 | 662,000 | 826,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,327,000 | 4,686,000 | 4,851,000 | 5,245,000 |
| Total capital | 4,539,000 | 4,863,000 | 5,181,000 | 5,589,000 |
| Risk-weighted assets | 32,986,000 | 34,785,000 | 36,171,000 | 37,584,000 |