Call reports 2009
NEBRASKA STATE BANK — 2009
What NEBRASKA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,366,000 | 41,070,000 | 41,065,000 | 42,868,000 |
| Total loans | 28,504,000 | 26,766,000 | 29,346,000 | 27,480,000 |
| Allowance for loan losses | 280,000 | 280,000 | 280,000 | 280,000 |
| Securities available for sale | 5,685,000 | 7,141,000 | 7,339,000 | 7,397,000 |
| Securities held to maturity | 33,000 | 31,000 | 31,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,709,000 | 35,149,000 | 34,617,000 | 36,476,000 |
| Interest-bearing deposits | 28,608,000 | 29,749,000 | 30,377,000 | 30,614,000 |
| Noninterest-bearing deposits | 5,101,000 | 5,400,000 | 4,240,000 | 5,862,000 |
| Equity capital | 3,364,000 | 3,495,000 | 3,728,000 | 3,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 917,000 | 1,409,000 | 1,900,000 |
| Interest expense | 179,000 | 353,000 | 515,000 | 664,000 |
| Net interest income | 284,000 | 564,000 | 894,000 | 1,236,000 |
| Noninterest income | 203,000 | 415,000 | 600,000 | 817,000 |
| Noninterest expense | 271,000 | 587,000 | 909,000 | 1,237,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 392,000 | 585,000 | 816,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 16,000 |
| Net income | 212,000 | 385,000 | 574,000 | 800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,329,000 | 3,503,000 | 3,692,000 | 3,919,000 |
| Total capital | 3,609,000 | 3,783,000 | 3,972,000 | 4,199,000 |
| Risk-weighted assets | 33,832,000 | 32,743,000 | 35,174,000 | 34,091,000 |