Call reports 2008
NEBRASKA STATE BANK — 2008
What NEBRASKA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 35,366,000 | 36,661,000 | 42,094,000 | 38,392,000 |
| Total loans | 23,829,000 | 26,781,000 | 31,125,000 | 27,080,000 |
| Allowance for loan losses | 282,000 | 282,000 | 281,000 | 280,000 |
| Securities available for sale | 5,874,000 | 6,175,000 | 6,262,000 | 6,322,000 |
| Securities held to maturity | 38,000 | 36,000 | 36,000 | 33,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,022,000 | 30,671,000 | 31,132,000 | 32,457,000 |
| Interest-bearing deposits | 25,617,000 | 26,547,000 | 27,116,000 | 26,957,000 |
| Noninterest-bearing deposits | 4,405,000 | 4,124,000 | 4,016,000 | 5,500,000 |
| Equity capital | 3,287,000 | 3,305,000 | 3,476,000 | 3,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,058,000 | 1,618,000 | 2,170,000 |
| Interest expense | 236,000 | 457,000 | 679,000 | 902,000 |
| Net interest income | 312,000 | 601,000 | 939,000 | 1,268,000 |
| Noninterest income | 200,000 | 396,000 | 584,000 | 794,000 |
| Noninterest expense | 274,000 | 548,000 | 851,000 | 1,182,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 449,000 | 672,000 | 880,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 14,000 |
| Net income | 235,000 | 442,000 | 662,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,217,000 | 3,334,000 | 3,464,000 | 3,668,000 |
| Total capital | 3,499,000 | 3,616,000 | 3,745,000 | 3,948,000 |
| Risk-weighted assets | 29,001,000 | 31,745,000 | 36,808,000 | 32,911,000 |