Call reports 2006
NEBRASKA STATE BANK — 2006
What NEBRASKA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,807,000 | 32,928,000 | 36,386,000 | 34,607,000 |
| Total loans | 21,563,000 | 24,818,000 | 27,475,000 | 23,740,000 |
| Allowance for loan losses | 299,000 | 299,000 | 299,000 | 253,000 |
| Securities available for sale | 5,361,000 | 4,936,000 | 4,994,000 | 5,011,000 |
| Securities held to maturity | 46,000 | 44,000 | 44,000 | 42,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,445,000 | 25,807,000 | 26,679,000 | 28,497,000 |
| Interest-bearing deposits | 21,767,000 | 21,371,000 | 22,685,000 | 23,223,000 |
| Noninterest-bearing deposits | 4,678,000 | 4,435,000 | 3,993,000 | 5,274,000 |
| Equity capital | 2,884,000 | 3,036,000 | 3,256,000 | 3,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,073,000 | 1,691,000 | 2,315,000 |
| Interest expense | 168,000 | 355,000 | 567,000 | 860,000 |
| Net interest income | 355,000 | 718,000 | 1,124,000 | 1,455,000 |
| Noninterest income | 174,000 | 352,000 | 528,000 | 727,000 |
| Noninterest expense | 238,000 | 509,000 | 835,000 | 1,163,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 291,000 | 561,000 | 817,000 | 1,019,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 13,000 |
| Net income | 288,000 | 555,000 | 808,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,992,000 | 3,169,000 | 3,332,000 | 3,530,000 |
| Total capital | 3,291,000 | 3,468,000 | 3,631,000 | 3,783,000 |
| Risk-weighted assets | 25,794,000 | 29,171,000 | 32,404,000 | 28,892,000 |