Call reports 2005
NEBRASKA STATE BANK — 2005
What NEBRASKA STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,986,000 | 32,198,000 | 35,436,000 | 33,388,000 |
| Total loans | 20,912,000 | 23,990,000 | 26,569,000 | 23,120,000 |
| Allowance for loan losses | 298,000 | 299,000 | 299,000 | 299,000 |
| Securities available for sale | 4,520,000 | 4,861,000 | 4,837,000 | 4,802,000 |
| Securities held to maturity | 89,000 | 83,000 | 83,000 | 46,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,138,000 | 26,555,000 | 26,170,000 | 27,412,000 |
| Interest-bearing deposits | 21,576,000 | 22,611,000 | 21,814,000 | 21,236,000 |
| Noninterest-bearing deposits | 4,562,000 | 3,945,000 | 4,356,000 | 6,176,000 |
| Equity capital | 2,662,000 | 2,858,000 | 2,973,000 | 3,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 858,000 | 1,386,000 | 1,904,000 |
| Interest expense | 125,000 | 255,000 | 415,000 | 605,000 |
| Net interest income | 284,000 | 603,000 | 971,000 | 1,299,000 |
| Noninterest income | 178,000 | 368,000 | 538,000 | 728,000 |
| Noninterest expense | 258,000 | 519,000 | 826,000 | 1,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 452,000 | 683,000 | 846,000 |
| Income tax | 4,000 | 7,000 | 10,000 | 13,000 |
| Net income | 200,000 | 445,000 | 673,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,741,000 | 2,896,000 | 3,035,000 | 3,194,000 |
| Total capital | 3,039,000 | 3,194,000 | 3,334,000 | 3,493,000 |
| Risk-weighted assets | 24,744,000 | 27,873,000 | 31,172,000 | 27,933,000 |