Call reports 2004
NEBRASKA STATE BANK — 2004
What NEBRASKA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 28,984,000 | 32,251,000 | 34,072,000 | 31,760,000 |
| Total loans | 20,920,000 | 23,661,000 | 24,582,000 | 22,464,000 |
| Allowance for loan losses | 298,000 | 298,000 | 298,000 | 298,000 |
| Securities available for sale | 3,610,000 | 4,884,000 | 4,646,000 | 4,434,000 |
| Securities held to maturity | 205,000 | 94,000 | 147,000 | 109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,243,000 | 25,990,000 | 26,043,000 | 26,242,000 |
| Interest-bearing deposits | 21,279,000 | 22,390,000 | 22,277,000 | 21,232,000 |
| Noninterest-bearing deposits | 3,964,000 | 3,600,000 | 3,766,000 | 5,011,000 |
| Equity capital | 2,769,000 | 2,787,000 | 2,897,000 | 2,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 714,000 | 1,111,000 | 1,515,000 |
| Interest expense | 104,000 | 206,000 | 322,000 | 450,000 |
| Net interest income | 242,000 | 508,000 | 789,000 | 1,065,000 |
| Noninterest income | 183,000 | 374,000 | 524,000 | 701,000 |
| Noninterest expense | 226,000 | 490,000 | 777,000 | 1,099,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 392,000 | 536,000 | 667,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 12,000 |
| Net income | 196,000 | 386,000 | 526,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,736,000 | 2,837,000 | 2,886,000 | 3,015,000 |
| Total capital | 3,034,000 | 3,135,000 | 3,184,000 | 3,313,000 |
| Risk-weighted assets | 24,131,000 | 27,210,000 | 29,073,000 | 26,600,000 |