Call reports 2003
NEBRASKA STATE BANK — 2003
What NEBRASKA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,330,000 | 29,148,000 | 30,002,000 | 31,176,000 |
| Total loans | 19,139,000 | 20,808,000 | 21,797,000 | 22,230,000 |
| Allowance for loan losses | 297,000 | 298,000 | 298,000 | 298,000 |
| Securities available for sale | 3,973,000 | 3,655,000 | 4,471,000 | 5,193,000 |
| Securities held to maturity | 146,000 | 145,000 | 145,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,671,000 | 25,335,000 | 25,216,000 | 24,832,000 |
| Interest-bearing deposits | 21,521,000 | 21,961,000 | 22,051,000 | 20,626,000 |
| Noninterest-bearing deposits | 3,150,000 | 3,374,000 | 3,165,000 | 4,206,000 |
| Equity capital | 2,880,000 | 2,957,000 | 2,870,000 | 2,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 682,000 | 1,021,000 | 1,366,000 |
| Interest expense | 135,000 | 258,000 | 369,000 | 479,000 |
| Net interest income | 201,000 | 424,000 | 652,000 | 887,000 |
| Noninterest income | 174,000 | 381,000 | 539,000 | 727,000 |
| Noninterest expense | 233,000 | 477,000 | 733,000 | 1,061,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 328,000 | 458,000 | 553,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 139,000 | 322,000 | 449,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,798,000 | 2,891,000 | 2,838,000 | 2,931,000 |
| Total capital | 3,078,000 | 3,189,000 | 3,136,000 | 3,229,000 |
| Risk-weighted assets | 22,363,000 | 24,206,000 | 25,342,000 | 25,901,000 |